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Every UK licensee must offer an approved Alternative Dispute Resolution provider, such as IBAS, once its internal process is exhausted, and the ADR decision route is free to the consumer. Licensees must run anti-money-laundering procedures and customer interaction checks, and may need source-of-funds information in some circumstances. Verification documents are requested at withdrawal and the funds sit pending while the operator completes anti-money-laundering and affordability checks, which UK licensees are obliged to carry out. A game with 20 per cent weighting means the requirement was never really close to complete. A stake above the bonus maximum voids the balance.
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